Board of Directors

Encik Samad Majid Zain Abdul Majid was appointed as the Director of SMEB Asset Management Sdn Bhd (SAM) on 1 December 2021. Encik Samad is a Chartered Banker of the Asian Institute of Chartered Bankers (AICB), Chartered Accountant (CA) with the Malaysian Institute of Accountants as well as Certified Practicing Accountant (CPA) of CPA Australia. He graduated with a degree majoring in Accounting and Finance from the University of Western Australia and later obtained his MBA specialising in Information Technology Management from Multimedia University.

Encik Samad joined SME Bank in 2021 as the Group Chief Financial Officer where he oversees the group Finance, Treasury and Procurement functions. His previous work experiences include being the Group Chief Operating Officer of Affin Hwang Investment Bank Berhad, the CFO in the financial industry for more than 10 years and held managerial positions in Equity Capital Markets and Stockbroking Operations. Encik Samad started his career in External Assurance in one of the big 4 audit firm in 1995 before joining the Management Audit team of Sime Darby Berhad.

Pn Hajjah Zarina graduated with a Bachelor of Science in Economics and Accounting degree from Bristol University, United Kingdom. She is a Certified Credit Practitioner (IBBM) and has an Associate Qualification in Islamic Finance (AQIF) from IBFIM. Additionally, she has also attended an Executive Program at Judge Business School, Cambridge University in 2019.

She carries with her a total of 28 years of working experience with SME Bank, of which her previous role was as Chief Credit Officer of SME Bank since 2019. She is a true-blue SME Banker and has served the Bank since inception in various departments and positions which include Credit, SME Loans, Credit Operations, Credit Approval and Recovery, and Corporate Communications.

Encik Mohammad Azam Ahmad was appointed as the Director of SMEB Asset Management Sdn Bhd (SAM) on 1 October 2019. He carries with him more than 25 years of experience in the Banking industry including 15 years of experience in risk management spanning from credit, market, liquidity and operational risk management.

Encik Azam holds a Master of Economics and International Finance from University of Queensland and Bachelor of Science in Accounting and Finance from London School of Economics, United Kingdom.

Prior to joining SME Bank on 1 August 2019 to assume the position of Group Chief Risk Officer, Encik Azam was the Head of Risk Management, Group Global Banking in Maybank since 2012 and previously served reputable organisations such as Standard Chartered and Central Bank of Malaysia.

Encik Nizam graduated with a Bachelor of Finance from Lamar University, United States of America and is certified in OMEGA Performance Credit Skills Assessment. In 2020, he obtained an MBA specialising in Management from a local university.

He carries with him a total of 30 years of working experience in the Banking industry in multiple functions such as credit management and relationship management. Prior to this appointment, Encik Nizam has served SME Bank for a total of 10 years in multiple supervisory roles within the Credit division.